FLM Loans - Our unique offering and how we differ
Unlike all other lenders we don't allow computerised scoring systems to tell us whom we should and shouldn't lend to. We look at every application individually and although we understand that people may have had negative credit experiences in the past, we don't necessarily believe that this means they are not suitable for a loan.
We can accept an application from anybody looking to obtain finance, and will consider every application regardless of CCJs, defaults and discharged bankrupts, tenants, homeowners or those living with parents, on benefits, unemployed or working full/part time.
We do ask for the applicant to get a friend or family member to support their application by standing as guarantor on their loan. We ask for a guarantor to support our view that the applicant will repay the loan, and assuming that the applicant makes their monthly repayments they wont need to be involved beyond the fast and efficient initial application process.
We feel that it is important that we don't undervalue the business that you as an introducer provide for us; therefore we pay a generous 10% commission figure on every loan we write from your referrals. This is paid on a weekly basis by your preferred method and will come with weekly management information to report on the success of your referrals.